Pricing should explain every cent.

BuffMoney separates platform fees, payment channel fees, FX fees, and settlement service fees in invoices and ledger entries.

Platform fee: quoted by merchant category, volume, and risk profile

Payment channel fee: transparent WeChat Pay and Alipay CNY collection cost

FX fee: calculated by settlement currency, settlement cycle, and channel rate rules

Settlement service fee: based on batch complexity, currency, and payout file requirements